1. IRA –An alternative investment account for retirement. Contributions are tax deductible and growth can be tax deferred but you’ll be taxed on money you take out in retirement. Usually has a contributions maximum. (Check with your local bank) FREE
  2. ROTH IRA- An alternative investment account for retirement where contributions are not tax deductible but can provide tax free income on withdrawals at retirement age. Usually has a contributions maximum. (Check with your local bank) FREE
  3. ACORNS- An app investment account that rounds up your purchases and adds the difference to your account that’s linked to your checking account. If you are a student, this investment account is FREE. For accounts funded under $5,000, there is a $1 per month fee. Annually, there is a 0.25% fee of your contributions. FREE for students, $1 a month for everyone else.
  4. 401K- A retirement investment account usually thru your place of work. Benefits includes company matches and rollover. Fees can be associated. Check with your place of work for more information. FREE